Jadwal Amortisasi/Pembayaran KPR Non Syariah

Simulasi jadwal pembayaran ini (Amortization Schedule Simulator) ini ditujukan untuk memberikan gambaran kepada anda tentang berapa cicilan per bulan yang dialokasikan untuk pembayaran bunga dan berapa untuk hutang pokok. Simulasi ini dihitung dengan metode bunga anuitas.


Pokok Pinjaman: Rp 300.000.000
Lama Pinjaman: 180 bulan

Masa Bunga Tetap (24 bulan pertama)
Bunga: 9,25%
Cicilan: Rp 3.087.577

Masa Bunga Berubah
Bunga: 12,00%
Cicilan: Rp 3.547.851

Tanggal Cicilan Bunga Cicilan Pokok Total Cicilan Sisa Pokok Hutang
Aug 2019 Rp 2.312.500 Rp 775.077 Rp 3.087.577 Rp 299.224.923
Sep 2019 Rp 2.306.525 Rp 781.051 Rp 3.087.577 Rp 298.443.872
Oct 2019 Rp 2.300.505 Rp 787.072 Rp 3.087.577 Rp 297.656.800
Nov 2019 Rp 2.294.438 Rp 793.139 Rp 3.087.577 Rp 296.863.661
Dec 2019 Rp 2.288.324 Rp 799.253 Rp 3.087.577 Rp 296.064.408
Jan 2020 Rp 2.282.163 Rp 805.414 Rp 3.087.577 Rp 295.258.994
Feb 2020 Rp 2.275.955 Rp 811.622 Rp 3.087.577 Rp 294.447.372
Mar 2020 Rp 2.269.698 Rp 817.878 Rp 3.087.577 Rp 293.629.494
Apr 2020 Rp 2.263.394 Rp 824.183 Rp 3.087.577 Rp 292.805.311
May 2020 Rp 2.257.041 Rp 830.536 Rp 3.087.577 Rp 291.974.775
Jun 2020 Rp 2.250.639 Rp 836.938 Rp 3.087.577 Rp 291.137.837
Jul 2020 Rp 2.244.187 Rp 843.389 Rp 3.087.577 Rp 290.294.447
Aug 2020 Rp 2.237.686 Rp 849.891 Rp 3.087.577 Rp 289.444.557
Sep 2020 Rp 2.231.135 Rp 856.442 Rp 3.087.577 Rp 288.588.115
Oct 2020 Rp 2.224.533 Rp 863.043 Rp 3.087.577 Rp 287.725.072
Nov 2020 Rp 2.217.881 Rp 869.696 Rp 3.087.577 Rp 286.855.376
Dec 2020 Rp 2.211.177 Rp 876.400 Rp 3.087.577 Rp 285.978.976
Jan 2021 Rp 2.204.421 Rp 883.156 Rp 3.087.577 Rp 285.095.820
Feb 2021 Rp 2.197.614 Rp 889.963 Rp 3.087.577 Rp 284.205.857
Mar 2021 Rp 2.190.753 Rp 896.823 Rp 3.087.577 Rp 283.309.033
Apr 2021 Rp 2.183.840 Rp 903.736 Rp 3.087.577 Rp 282.405.297
May 2021 Rp 2.176.874 Rp 910.703 Rp 3.087.577 Rp 281.494.594
Jun 2021 Rp 2.169.854 Rp 917.723 Rp 3.087.577 Rp 280.576.872
Jul 2021 Rp 2.162.780 Rp 924.797 Rp 3.087.577 Rp 279.652.075
Aug 2021 Rp 2.796.521 Rp 751.330 Rp 3.547.851 Rp 278.900.745
Sep 2021 Rp 2.789.007 Rp 758.844 Rp 3.547.851 Rp 278.141.901
Oct 2021 Rp 2.781.419 Rp 766.432 Rp 3.547.851 Rp 277.375.469
Nov 2021 Rp 2.773.755 Rp 774.096 Rp 3.547.851 Rp 276.601.373
Dec 2021 Rp 2.766.014 Rp 781.837 Rp 3.547.851 Rp 275.819.536
Jan 2022 Rp 2.758.195 Rp 789.656 Rp 3.547.851 Rp 275.029.880
Feb 2022 Rp 2.750.299 Rp 797.552 Rp 3.547.851 Rp 274.232.328
Mar 2022 Rp 2.742.323 Rp 805.528 Rp 3.547.851 Rp 273.426.800
Apr 2022 Rp 2.734.268 Rp 813.583 Rp 3.547.851 Rp 272.613.217
May 2022 Rp 2.726.132 Rp 821.719 Rp 3.547.851 Rp 271.791.498
Jun 2022 Rp 2.717.915 Rp 829.936 Rp 3.547.851 Rp 270.961.562
Jul 2022 Rp 2.709.616 Rp 838.235 Rp 3.547.851 Rp 270.123.327
Aug 2022 Rp 2.701.233 Rp 846.618 Rp 3.547.851 Rp 269.276.709
Sep 2022 Rp 2.692.767 Rp 855.084 Rp 3.547.851 Rp 268.421.625
Oct 2022 Rp 2.684.216 Rp 863.635 Rp 3.547.851 Rp 267.557.990
Nov 2022 Rp 2.675.580 Rp 872.271 Rp 3.547.851 Rp 266.685.719
Dec 2022 Rp 2.666.857 Rp 880.994 Rp 3.547.851 Rp 265.804.725
Jan 2023 Rp 2.658.047 Rp 889.804 Rp 3.547.851 Rp 264.914.921
Feb 2023 Rp 2.649.149 Rp 898.702 Rp 3.547.851 Rp 264.016.219
Mar 2023 Rp 2.640.162 Rp 907.689 Rp 3.547.851 Rp 263.108.530
Apr 2023 Rp 2.631.085 Rp 916.766 Rp 3.547.851 Rp 262.191.764
May 2023 Rp 2.621.918 Rp 925.933 Rp 3.547.851 Rp 261.265.831
Jun 2023 Rp 2.612.658 Rp 935.193 Rp 3.547.851 Rp 260.330.638
Jul 2023 Rp 2.603.306 Rp 944.545 Rp 3.547.851 Rp 259.386.093
Aug 2023 Rp 2.593.861 Rp 953.990 Rp 3.547.851 Rp 258.432.103
Sep 2023 Rp 2.584.321 Rp 963.530 Rp 3.547.851 Rp 257.468.573
Oct 2023 Rp 2.574.686 Rp 973.165 Rp 3.547.851 Rp 256.495.408
Nov 2023 Rp 2.564.954 Rp 982.897 Rp 3.547.851 Rp 255.512.511
Dec 2023 Rp 2.555.125 Rp 992.726 Rp 3.547.851 Rp 254.519.785
Jan 2024 Rp 2.545.198 Rp 1.002.653 Rp 3.547.851 Rp 253.517.132
Feb 2024 Rp 2.535.171 Rp 1.012.680 Rp 3.547.851 Rp 252.504.452
Mar 2024 Rp 2.525.045 Rp 1.022.806 Rp 3.547.851 Rp 251.481.646
Apr 2024 Rp 2.514.816 Rp 1.033.035 Rp 3.547.851 Rp 250.448.611
May 2024 Rp 2.504.486 Rp 1.043.365 Rp 3.547.851 Rp 249.405.246
Jun 2024 Rp 2.494.052 Rp 1.053.799 Rp 3.547.851 Rp 248.351.447
Jul 2024 Rp 2.483.514 Rp 1.064.337 Rp 3.547.851 Rp 247.287.110
Aug 2024 Rp 2.472.871 Rp 1.074.980 Rp 3.547.851 Rp 246.212.130
Sep 2024 Rp 2.462.121 Rp 1.085.730 Rp 3.547.851 Rp 245.126.400
Oct 2024 Rp 2.451.264 Rp 1.096.587 Rp 3.547.851 Rp 244.029.813
Nov 2024 Rp 2.440.298 Rp 1.107.553 Rp 3.547.851 Rp 242.922.260
Dec 2024 Rp 2.429.223 Rp 1.118.628 Rp 3.547.851 Rp 241.803.632
Jan 2025 Rp 2.418.036 Rp 1.129.815 Rp 3.547.851 Rp 240.673.817
Feb 2025 Rp 2.406.738 Rp 1.141.113 Rp 3.547.851 Rp 239.532.704
Mar 2025 Rp 2.395.327 Rp 1.152.524 Rp 3.547.851 Rp 238.380.180
Apr 2025 Rp 2.383.802 Rp 1.164.049 Rp 3.547.851 Rp 237.216.131
May 2025 Rp 2.372.161 Rp 1.175.690 Rp 3.547.851 Rp 236.040.441
Jun 2025 Rp 2.360.404 Rp 1.187.447 Rp 3.547.851 Rp 234.852.994
Jul 2025 Rp 2.348.530 Rp 1.199.321 Rp 3.547.851 Rp 233.653.673
Aug 2025 Rp 2.336.537 Rp 1.211.314 Rp 3.547.851 Rp 232.442.359
Sep 2025 Rp 2.324.424 Rp 1.223.427 Rp 3.547.851 Rp 231.218.932
Oct 2025 Rp 2.312.189 Rp 1.235.662 Rp 3.547.851 Rp 229.983.270
Nov 2025 Rp 2.299.833 Rp 1.248.018 Rp 3.547.851 Rp 228.735.252
Dec 2025 Rp 2.287.353 Rp 1.260.498 Rp 3.547.851 Rp 227.474.754
Jan 2026 Rp 2.274.748 Rp 1.273.103 Rp 3.547.851 Rp 226.201.651
Feb 2026 Rp 2.262.017 Rp 1.285.834 Rp 3.547.851 Rp 224.915.817
Mar 2026 Rp 2.249.158 Rp 1.298.693 Rp 3.547.851 Rp 223.617.124
Apr 2026 Rp 2.236.171 Rp 1.311.680 Rp 3.547.851 Rp 222.305.444
May 2026 Rp 2.223.054 Rp 1.324.797 Rp 3.547.851 Rp 220.980.647
Jun 2026 Rp 2.209.806 Rp 1.338.045 Rp 3.547.851 Rp 219.642.602
Jul 2026 Rp 2.196.426 Rp 1.351.425 Rp 3.547.851 Rp 218.291.177
Aug 2026 Rp 2.182.912 Rp 1.364.939 Rp 3.547.851 Rp 216.926.238
Sep 2026 Rp 2.169.262 Rp 1.378.589 Rp 3.547.851 Rp 215.547.649
Oct 2026 Rp 2.155.476 Rp 1.392.375 Rp 3.547.851 Rp 214.155.274
Nov 2026 Rp 2.141.553 Rp 1.406.298 Rp 3.547.851 Rp 212.748.976
Dec 2026 Rp 2.127.490 Rp 1.420.361 Rp 3.547.851 Rp 211.328.615
Jan 2027 Rp 2.113.286 Rp 1.434.565 Rp 3.547.851 Rp 209.894.050
Feb 2027 Rp 2.098.940 Rp 1.448.911 Rp 3.547.851 Rp 208.445.139
Mar 2027 Rp 2.084.451 Rp 1.463.400 Rp 3.547.851 Rp 206.981.739
Apr 2027 Rp 2.069.817 Rp 1.478.034 Rp 3.547.851 Rp 205.503.705
May 2027 Rp 2.055.037 Rp 1.492.814 Rp 3.547.851 Rp 204.010.891
Jun 2027 Rp 2.040.109 Rp 1.507.742 Rp 3.547.851 Rp 202.503.149
Jul 2027 Rp 2.025.031 Rp 1.522.820 Rp 3.547.851 Rp 200.980.329
Aug 2027 Rp 2.009.803 Rp 1.538.048 Rp 3.547.851 Rp 199.442.281
Sep 2027 Rp 1.994.423 Rp 1.553.428 Rp 3.547.851 Rp 197.888.853
Oct 2027 Rp 1.978.889 Rp 1.568.962 Rp 3.547.851 Rp 196.319.891
Nov 2027 Rp 1.963.199 Rp 1.584.652 Rp 3.547.851 Rp 194.735.239
Dec 2027 Rp 1.947.352 Rp 1.600.499 Rp 3.547.851 Rp 193.134.740
Jan 2028 Rp 1.931.347 Rp 1.616.504 Rp 3.547.851 Rp 191.518.236
Feb 2028 Rp 1.915.182 Rp 1.632.669 Rp 3.547.851 Rp 189.885.567
Mar 2028 Rp 1.898.856 Rp 1.648.995 Rp 3.547.851 Rp 188.236.572
Apr 2028 Rp 1.882.366 Rp 1.665.485 Rp 3.547.851 Rp 186.571.087
May 2028 Rp 1.865.711 Rp 1.682.140 Rp 3.547.851 Rp 184.888.947
Jun 2028 Rp 1.848.889 Rp 1.698.962 Rp 3.547.851 Rp 183.189.985
Jul 2028 Rp 1.831.900 Rp 1.715.951 Rp 3.547.851 Rp 181.474.034
Aug 2028 Rp 1.814.740 Rp 1.733.111 Rp 3.547.851 Rp 179.740.923
Sep 2028 Rp 1.797.409 Rp 1.750.442 Rp 3.547.851 Rp 177.990.481
Oct 2028 Rp 1.779.905 Rp 1.767.946 Rp 3.547.851 Rp 176.222.535
Nov 2028 Rp 1.762.225 Rp 1.785.626 Rp 3.547.851 Rp 174.436.909
Dec 2028 Rp 1.744.369 Rp 1.803.482 Rp 3.547.851 Rp 172.633.427
Jan 2029 Rp 1.726.334 Rp 1.821.517 Rp 3.547.851 Rp 170.811.910
Feb 2029 Rp 1.708.119 Rp 1.839.732 Rp 3.547.851 Rp 168.972.178
Mar 2029 Rp 1.689.722 Rp 1.858.129 Rp 3.547.851 Rp 167.114.049
Apr 2029 Rp 1.671.140 Rp 1.876.711 Rp 3.547.851 Rp 165.237.338
May 2029 Rp 1.652.373 Rp 1.895.478 Rp 3.547.851 Rp 163.341.860
Jun 2029 Rp 1.633.419 Rp 1.914.432 Rp 3.547.851 Rp 161.427.428
Jul 2029 Rp 1.614.274 Rp 1.933.577 Rp 3.547.851 Rp 159.493.851
Aug 2029 Rp 1.594.939 Rp 1.952.912 Rp 3.547.851 Rp 157.540.939
Sep 2029 Rp 1.575.409 Rp 1.972.442 Rp 3.547.851 Rp 155.568.497
Oct 2029 Rp 1.555.685 Rp 1.992.166 Rp 3.547.851 Rp 153.576.331
Nov 2029 Rp 1.535.763 Rp 2.012.088 Rp 3.547.851 Rp 151.564.243
Dec 2029 Rp 1.515.642 Rp 2.032.209 Rp 3.547.851 Rp 149.532.034
Jan 2030 Rp 1.495.320 Rp 2.052.531 Rp 3.547.851 Rp 147.479.503
Feb 2030 Rp 1.474.795 Rp 2.073.056 Rp 3.547.851 Rp 145.406.447
Mar 2030 Rp 1.454.064 Rp 2.093.787 Rp 3.547.851 Rp 143.312.660
Apr 2030 Rp 1.433.127 Rp 2.114.724 Rp 3.547.851 Rp 141.197.936
May 2030 Rp 1.411.979 Rp 2.135.872 Rp 3.547.851 Rp 139.062.064
Jun 2030 Rp 1.390.621 Rp 2.157.230 Rp 3.547.851 Rp 136.904.834
Jul 2030 Rp 1.369.048 Rp 2.178.803 Rp 3.547.851 Rp 134.726.031
Aug 2030 Rp 1.347.260 Rp 2.200.591 Rp 3.547.851 Rp 132.525.440
Sep 2030 Rp 1.325.254 Rp 2.222.597 Rp 3.547.851 Rp 130.302.843
Oct 2030 Rp 1.303.028 Rp 2.244.823 Rp 3.547.851 Rp 128.058.020
Nov 2030 Rp 1.280.580 Rp 2.267.271 Rp 3.547.851 Rp 125.790.749
Dec 2030 Rp 1.257.907 Rp 2.289.944 Rp 3.547.851 Rp 123.500.805
Jan 2031 Rp 1.235.008 Rp 2.312.843 Rp 3.547.851 Rp 121.187.962
Feb 2031 Rp 1.211.880 Rp 2.335.971 Rp 3.547.851 Rp 118.851.991
Mar 2031 Rp 1.188.520 Rp 2.359.331 Rp 3.547.851 Rp 116.492.660
Apr 2031 Rp 1.164.927 Rp 2.382.924 Rp 3.547.851 Rp 114.109.736
May 2031 Rp 1.141.097 Rp 2.406.754 Rp 3.547.851 Rp 111.702.982
Jun 2031 Rp 1.117.030 Rp 2.430.821 Rp 3.547.851 Rp 109.272.161
Jul 2031 Rp 1.092.722 Rp 2.455.129 Rp 3.547.851 Rp 106.817.032
Aug 2031 Rp 1.068.170 Rp 2.479.681 Rp 3.547.851 Rp 104.337.351
Sep 2031 Rp 1.043.374 Rp 2.504.477 Rp 3.547.851 Rp 101.832.874
Oct 2031 Rp 1.018.329 Rp 2.529.522 Rp 3.547.851 Rp 99.303.352
Nov 2031 Rp 993.034 Rp 2.554.817 Rp 3.547.851 Rp 96.748.535
Dec 2031 Rp 967.485 Rp 2.580.366 Rp 3.547.851 Rp 94.168.169
Jan 2032 Rp 941.682 Rp 2.606.169 Rp 3.547.851 Rp 91.562.000
Feb 2032 Rp 915.620 Rp 2.632.231 Rp 3.547.851 Rp 88.929.769
Mar 2032 Rp 889.298 Rp 2.658.553 Rp 3.547.851 Rp 86.271.216
Apr 2032 Rp 862.712 Rp 2.685.139 Rp 3.547.851 Rp 83.586.077
May 2032 Rp 835.861 Rp 2.711.990 Rp 3.547.851 Rp 80.874.087
Jun 2032 Rp 808.741 Rp 2.739.110 Rp 3.547.851 Rp 78.134.977
Jul 2032 Rp 781.350 Rp 2.766.501 Rp 3.547.851 Rp 75.368.476
Aug 2032 Rp 753.685 Rp 2.794.166 Rp 3.547.851 Rp 72.574.310
Sep 2032 Rp 725.743 Rp 2.822.108 Rp 3.547.851 Rp 69.752.202
Oct 2032 Rp 697.522 Rp 2.850.329 Rp 3.547.851 Rp 66.901.873
Nov 2032 Rp 669.019 Rp 2.878.832 Rp 3.547.851 Rp 64.023.041
Dec 2032 Rp 640.230 Rp 2.907.621 Rp 3.547.851 Rp 61.115.420
Jan 2033 Rp 611.154 Rp 2.936.697 Rp 3.547.851 Rp 58.178.723
Feb 2033 Rp 581.787 Rp 2.966.064 Rp 3.547.851 Rp 55.212.659
Mar 2033 Rp 552.127 Rp 2.995.724 Rp 3.547.851 Rp 52.216.935
Apr 2033 Rp 522.169 Rp 3.025.682 Rp 3.547.851 Rp 49.191.253
May 2033 Rp 491.913 Rp 3.055.938 Rp 3.547.851 Rp 46.135.315
Jun 2033 Rp 461.353 Rp 3.086.498 Rp 3.547.851 Rp 43.048.817
Jul 2033 Rp 430.488 Rp 3.117.363 Rp 3.547.851 Rp 39.931.454
Aug 2033 Rp 399.315 Rp 3.148.536 Rp 3.547.851 Rp 36.782.918
Sep 2033 Rp 367.829 Rp 3.180.022 Rp 3.547.851 Rp 33.602.896
Oct 2033 Rp 336.029 Rp 3.211.822 Rp 3.547.851 Rp 30.391.074
Nov 2033 Rp 303.911 Rp 3.243.940 Rp 3.547.851 Rp 27.147.134
Dec 2033 Rp 271.471 Rp 3.276.380 Rp 3.547.851 Rp 23.870.754
Jan 2034 Rp 238.708 Rp 3.309.143 Rp 3.547.851 Rp 20.561.611
Feb 2034 Rp 205.616 Rp 3.342.235 Rp 3.547.851 Rp 17.219.376
Mar 2034 Rp 172.194 Rp 3.375.657 Rp 3.547.851 Rp 13.843.719
Apr 2034 Rp 138.437 Rp 3.409.414 Rp 3.547.851 Rp 10.434.305
May 2034 Rp 104.343 Rp 3.443.508 Rp 3.547.851 Rp 6.990.797
Jun 2034 Rp 69.908 Rp 3.477.943 Rp 3.547.851 Rp 3.512.854
Jul 2034 Rp 35.129 Rp 3.512.854 Rp 3.547.983 Rp -0